Four calculators covering every core CRE metric — cap rate, NOI, DSCR, and cash-on-cash return. All calculations run instantly in your browser. No signup required.
Capitalization rate measures a property's unleveraged yield. Higher cap = higher yield and typically higher risk.
Cap rate compresses in hot markets and expands in downturns. It ignores financing — use it alongside cash-on-cash return for a leveraged picture. Full cap rate guide →
Net Operating Income is gross income minus operating expenses, before debt service. It's the numerator in cap rate and the denominator in DSCR.
Operating expenses include property taxes, insurance, management, maintenance, and utilities. They exclude mortgage payments and depreciation. Full NOI guide →
Debt Service Coverage Ratio is how lenders measure whether a property generates enough income to cover its loan payments. Most lenders require 1.20–1.25+.
A DSCR below 1.0 means the property doesn't cover its debt — lenders won't touch it. Between 1.0 and 1.20 is marginal territory. Above 1.25 gives most lenders comfortable headroom. Full DSCR guide →
Cash-on-cash return measures your actual annual yield on the equity you invested — accounting for financing. This is the number that matters for leveraged deals.
A strong cash-on-cash depends on your leverage and risk tolerance — 6–10% is generally considered solid for stabilized commercial assets. Full cash-on-cash guide →
Estimate how much capital gains tax a like-kind exchange defers — and how much additional purchasing power you keep in play. Includes depreciation recapture and NIIT.
For the full interactive calculator with all inputs (adjusted basis, state tax, NIIT, replacement property break-even analysis):
Open 1031 Exchange Calculator →Estimate monthly P&I payments, total interest over the loan term, DSCR, LTV ratio, and remaining balloon balance for commercial real estate loans.
Full interactive calculator with amortization schedule, LTV, DSCR, and ~350-word explainer on CRE vs. residential mortgages, LTV requirements, and recourse vs. non-recourse:
Open Commercial Mortgage Calculator →A 1031 exchange defers — not eliminates — capital gains and depreciation recapture tax. The deferred tax carries forward in the replacement property's cost basis. Investors use daisy-chained exchanges to compound tax-free for decades. Full 1031 calculator with rules and common mistakes →
These calculators give you individual metrics. Deal Scout runs all four simultaneously — plus comparable sales, risk factors, and AI-powered commentary — for any commercial address.
Analyze a Deal Free →Or get weekly CRE insights: